Crypto taxes in Spain for beginners 2025
When you don't need to declare: Only buying (no realized gain), selling at a loss (still report), transferring between your own wallets.
When you DO declare: Selling with profit, swapping between cryptos (BTC→ETH = taxable event), receiving staking/mining rewards.
Tax rates (savings base):
- 19% on first €6,000
- 21% on €6,001-€50,000
- 23% on €50,001-€200,000
- 27% above €200,000
Simple example: Buy 1 ETH at €2,000, sell at €3,000. Gain = €1,000. Tax = €190.
kointax calculates everything automatically. From €29/year.