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Buying a flat with Bitcoin in Spain: taxes when using crypto for real estate

Paying for a property with Bitcoin in Spain generates IRPF and ITP tax obligations. Complete guide.

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Paying for a property with Bitcoin in Spain generates IRPF and ITP tax obligations. Complete guide.

Buying property with Bitcoin in Spain: taxes

IRPF (for buyer): Using BTC to pay = deemed BTC sale at market value. Capital gain = market value on transaction day - original purchase price.

Example: Bought BTC at €10,000, pays property when BTC = €60,000 → €50,000 capital gain → pay ~28% IRPF on that gain.

ITP (Property Transfer Tax): Also due. Property value = market value of BTC delivered. Rate: 6-10% depending on Autonomous Community.

Documentation: Notary must document transaction. Price expressed in euros even if paid in crypto.

kointax calculates exact capital gain when using crypto for real estate purchase.

👉 Calculate your taxes when buying real estate with crypto

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Equipo fiscal cripto · España

Detrás del contenido de Kointax hay un equipo de profesionales en fiscalidad española y desarrollo de software cripto. Revisamos cada guía contrastando con consultas vinculantes de la DGT, jurisprudencia de la Audiencia Nacional, normativa europea (MiCA, DAC8) y casos prácticos reales tratados en nuestra plataforma. El

Trabajo continuo con consultas vinculantes DGT actualizadas
Cobertura técnica directa de + 130 fuentes (exchanges + blockchains)

Especialidades: Fiscalidad cripto en España (IRPF, IVA, ISD) · Modelos 100, 172, 173, 720, 721 · Doctrina vinculante DGT cripto

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